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Browse verified funding programs from SBA, CDFIs, and other legitimate sources. Complete an assessment to get personalized matching.
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SBA 7(a) Loan Program
U.S. Small Business Administration
The SBA's most common loan program for small businesses. Can be used for working capital, equipment, real estate, and more.
SBA Microloan Program
U.S. Small Business Administration
Small, short-term loans up to $50,000 through nonprofit, community-based intermediary lenders. Good for startups and small businesses.
SBA Lender Match
U.S. Small Business Administration
A free online tool that connects small businesses with SBA-approved lenders. Not a direct lender — helps you find potential lenders.
SBA Community Advantage Loan
U.S. Small Business Administration
SBA loans up to $250,000 for small businesses in underserved markets, delivered through mission-based lenders.
CDFI Financing Programs
Community Development Financial Institutions Fund (CDFI Fund)
CDFIs are specialized community-based lenders that provide financial services in underserved communities. They offer loans, investments, and financial education with more flexible terms than traditional lenders.
Kiva U.S. Small Business Loans
Kiva
0% interest microloans up to $15,000, crowdfunded through Kiva's community of lenders. Good for startups and businesses that may not qualify for traditional loans.
USDA Business & Industry Loan Guarantee Program
U.S. Department of Agriculture (USDA)
Loan guarantees for rural businesses to improve, develop, or finance business, industry, and employment in rural areas.
SBA Express Loan
U.S. Small Business Administration
Expedited SBA 7(a) loan up to $500,000 with faster processing. Lenders can use their own forms and procedures for faster turnaround.
SBA CAPLines (Lines of Credit)
U.S. Small Business Administration
SBA-guaranteed lines of credit for short-term and cyclical working capital needs. Up to $5 million.
SCORE Free Business Mentoring
SCORE
Free business mentoring and education from experienced business professionals. Not a lender, but helps with business planning, funding preparation, and financial education.
These are verified public funding programs. Kreative Technology is not affiliated with or endorsed by these organizations. Eligibility is determined solely by the lender or program administrator. Always verify current requirements directly with the lender.