THE BEST OF BOTH WORLDS — HUMAN EXPERTISE + ARTIFICIAL INTELLIGENCE
Understand your funding options, evaluate your financial readiness, and complete actionable funding plans — powered by AI, guided by expertise.
Three steps to understand your funding readiness and take measurable action.
Answer questions about your financial situation and funding goals. No SSN, no bank passwords, no credit pull.
Our AI analyzes your information and generates a personalized funding readiness report with actionable steps.
Track your progress with a 30/60/90-day action plan, document checklist, and next-step guidance.
Choose the assessment that matches your funding needs.
Get a personalized readiness report generated by AI, based on your self-reported financial information.
Receive a 30/60/90-day action plan with specific tasks, deadlines, and document checklists.
Your data is encrypted, access-controlled, and never shared without your consent. No credit pulls.
Learn about real funding programs — SBA, CDFI, credit unions — with honest, non-guaranteed guidance.
Beyond DIY tools, Kreative Technology offers done-with-you funding placement. When we help you secure funding, our success fee is just 10% of the funded amount — one of the most competitive rates in the industry.
Success fee — paid only when funding is secured
No application fees, no retainers, no hidden costs
10% is the industry norm for alternative funding placement
The 10% success fee applies only to our optional done-with-you funding placement service. No guarantee of funding; eligibility is determined solely by the lender.
Kreative Funding Navigator provides educational funding readiness guidance only. We are not a lender, loan broker, or financial advisor. This platform does not pull credit reports, offer guaranteed funding, or submit applications on your behalf. Eligibility for any funding program is determined solely by the lender or program administrator. All recommendations should be verified directly with the lender.